People also ask
What is the role of a health insurance broker?
A health insurance broker is a licensed professional who sells health insurance plans from a variety of companies. What exactly does a health insurance broker do? They do more than just sell health insurance. A broker can function as an important extension of your Human Resources (HR) department.
How do health insurance brokers make their money?
Brokers typically get paid through a commission-based structure, which is a percentage of the insurance premium. They also sometimes receive bonuses to sell specific policies or meet sales targets. This motivates them to find the best policy for clients while balancing their business's profitability.
Why do health insurance brokers exist?
An insurance broker acts as an intermediary between you and an insurer. Armed with both your background and their insurance know-how, they can find a policy that best suits your needs for a reasonable price. While brokers can save you time and money, you may have to pay a broker fee for their services.
What is the difference between an insurance provider and a broker?
Insurance agents and insurance brokers can both help you buy an insurance policy. But insurance agents represent the insurance provider that employs them and help sell policies from that single provider. Insurance brokers represent the consumers who use them and can help them shop for policies from multiple providers.
Agent and broker (health insurance) - Glossary - HealthCare.gov
www.healthcare.gov › glossary › agent
A trained insurance professional who can help you enroll in a health insurance plan. Agents may work for a single health insurance company; brokers may ...
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